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Official All India Bank IFSC Finder

IFSC Code Search & Verification

Search IFSC Code, MICR Code, Branch Address, Contact Details, NEFT, RTGS & IMPS status for any Indian Bank.

Search Bank Details by IFSC Code

Enter 11-digit IFSC code (e.g. SBIN0021497, HDFC0000240, ICIC0000007)

Popular Samples:
SBIN0021497 (SBI) HDFC0000240 (HDFC) ICIC0000007 (ICICI) AXIS0000001 (AXIS) PUNB0000100 (PNB) BARB0VJMUMBA (BOB)
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IFSC CODE
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Supported Payments: UPI Supported NEFT Supported RTGS Supported IMPS Supported
Bank Branch Information
Bank Name --
IFSC Code --
MICR Code --
Branch Name --
District / City --
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Comprehensive Banking Guide

Everything You Need to Know About IFSC & MICR Codes

Learn how IFSC & MICR codes facilitate secure digital banking, cheque processing, and fund transfers across India.

What does the IFSC Code Stand for?

Indian Financial System Code

IFSC is a short abbreviation of the term "Indian Financial System Code." IFSC code is a standardized code facilitated by The Reserve Bank of India (RBI) for identifying a particular branch of any bank. It is a unique, 11-character-long alphanumeric code that streamlines online fund transactions by fetching any bank details.

With an IFSC code, it is possible to make any online transaction successful in India. As we know that NEFT (National Electronic Funds Transfer), IMPS (Immediate Payment Service), and RTGS (Real Time Gross Settlement) systems are three mainstream digital fund transfer systems in India that are frequently used by most millennials and Gen-Z. It is essential to learn more about IFSC.

Understand the Format of the IFSC Code

IFSC code is an 11-character-long code. In this:

  • First 4 characters: Alphabetic, depicting the bank code assigned by RBI.
  • 5th character: Always 0 (zero), reserved for future usage.
  • Last 6 characters: Usually numeric (can be alphabetic also), depicting the branch name of that particular bank.
Example: Axis Bank, Ambikapur = UTIB0000041

What MICR Code Stands for?

Magnetic Ink Character Recognition

MICR code is another popular acronym used for representing "Magnetic Ink Character Recognition" technology in the financial industry. It is a unique code that is universally accepted for sending or receiving money from one bank to another bank located abroad or anywhere in the globe.

It makes the sorting, processing, and clearance of any transaction via cheques, a hassle-free task. MICR code works on character recognition technology that enables faster processing of cheques and other banking documents. Some primary tools, such as MICR readers, identify the particular branch details of the payee’s bank by scanning the MICR code printed on the cheque. Here, MICR readers magnetize the code and read the deployed character on it. The only drawback with this useful technology is that it strictly requires expensive iron oxide ink entailing in MICR printing.

Understand the Format of the MICR Code

MICR code is a 9-digit-long code generally found at the bottom of any cheque leaf:

  • First 3 digits: Display the city code.
  • Next 3 digits: Depict the bank code.
  • Last 3 digits: Deploy the branch code.
Example: Axis Bank, Ambikapur MICR = 497211999
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Perks of Using IFSC Code

  • Quick & secure payment transfer
  • Facilitates online banking or net banking operations
  • Instant money transfer
  • Error-free money transactions
  • Instant transfer of funds via NEFT and RTGS
  • Immediate payment validation and reconciliation
  • Paperless cash transaction

How to Know Your IFSC Code?

You can fetch your IFSC code details from the following locations:

  • Passbook
  • Cheque leaf
  • Official bank website
  • RBI website

Aside from the above stated, try typing IFSC code Axis bank, Ambikapur in Google (e.g. UTIB0000041).

Perks of Using MICR Code

  • Quick & accurate
  • Prompt payment
  • Customer’s centric approach
  • Universally accepted
  • More convenient
  • More secure
  • Eliminate fraudulent encashment

How to Know Your MICR Code?

You can easily find the MICR code at the bottom of your cheque and on the official website of RBI.

Other than this, type MICR code Axis bank, Ambikapur in search tab of your favorite browser (e.g. 497211999).

List of IFSC Codes of India's Top Banks

Quick lookup for major bank branch IFSC codes across India

Popular Bank Branches
Bank Name IFSC Code Quick Action
SBI, New Delhi Kasturba Gandhi Marg SBIN0005943
Kotak Bank, New Delhi Connaught Place KKBK0000172
AXIS Bank, Chandigarh UTIB0000009
Bank of India, Bangalore BKID0008426
Canara Bank, Bangalore Ulsoor branch CNRB0000791
UNION bank of India, New Delhi Connaught Place UBIN0530786
HDFC, New Delhi Surya Kiran K G Marg HDFC0000003
ICICI Bank, Bangalore Koramangala branch ICIC0000047
Frequently Asked Questions

Got Questions About IFSC & MICR?

Find answers to common queries regarding bank IFSC codes, MICR codes, and online transfers.

IFSC is a unique 11-digit code assigned by RBI to identify the banks and their branches participating in any electronic payment system.

IFSC implies Indian Financial System Code.

Yes, this is a potent code that requires to facilitate the online fund transaction in India.

You can check the list of top bank IFSC codes in the table provided above on this page, or search for any bank branch using our Mode 1 search bar or Mode 2 cascading bank dropdown finder.

No, they are not.

It’s easy to get your IFSC code on your passbook and cheque book. You can also search for it on the internet; it is available at the bank and RBI websites.

No, your account number doesn’t carry information related to the bank’s branch having your bank account.

The payment fails without it.

Generally, if any detail is mismatched during online money transfers, then such transactions get canceled immediately.

MICR code is a 9-digit code printed at the bottom of the cheque leaf. MICR reader or machine reads this code. These evolutionary codes support the Electronic Clearing System in sorting and processing cheques in less time.

MICR implies Magnetic Ink Character Recognition.

MICR codes are necessary to perform any transaction from one country to another. The various characters (printed on it) showcase the information carrying bank account information, bank code, cheque number, etc. Without the MICR code, sending or receiving money from abroad is impossible.

No, they are not. RBI assigns one IFSC code for each bank’s branch in India that is used for making a successful money transfer (between Indian banks). In contrast, the MICR code seems helpful for making a smooth transaction in any international money transfer. I hope it is sorted now.

Though there are many online directories available for finding MICR and IFSC codes, you may also get them at the bottom line of your cheque leaf.
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